Terms and Conditions

Acceptance of Terms

By accessing and using the capitalcosta.com website and Capitalcosta S.A. services, you accept these Terms and Conditions in full. If you do not agree with these terms, do not use our website or services.

Description of Services

Capitalcosta operates a real estate crowdlending platform that allows users to invest in real estate development projects in Ecuador. Our services include:

• Access to investment opportunities in real estate projects.
• Detailed information about each available project.
• Tools to manage and monitor your investments.
• Periodic communications about project status.

Eligibility

To use our services, you must:

• Be at least 18 years old.
• Have legal capacity to enter into binding contracts.
• Provide truthful and complete information during registration.
• Not be legally prohibited from making investments.

User Obligations

By using our services, you agree to:

• Provide accurate and up-to-date information.
• Maintain the confidentiality of your access credentials.
• Not use the platform for illegal activities.
• Notify us immediately of any unauthorized use of your account.

Investment Risks

Investments in real estate crowdlending carry significant risks:

• Invested capital is not guaranteed and may be lost partially or completely.
• Past returns do not guarantee future performance.
• Real estate projects may experience delays or not be completed.
• Investment values may fluctuate due to market conditions.
• Investment liquidity may be limited.

Intellectual Property

All website content, including texts, graphics, logos, images, and software, is the property of Capitalcosta S.A. or its licensors and is protected by Ecuador's intellectual property laws and international treaties.

Limitation of Liability

Capitalcosta S.A. shall not be liable for indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been advised of the possibility of such damages.

Termination

We reserve the right to suspend or terminate your access to our services at any time, without prior notice, if we believe you have violated these Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the Republic of Ecuador. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Quito, Ecuador.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon posting on the website. Your continued use of our services after any modification constitutes acceptance of the new terms.

Contact

For questions about these Terms and Conditions, contact us at: